When to Accept, and When to Refuse
If you've been in a car accident and you're negotiating with an insurance company regarding an injury claim, the adjuster has two figures in mind: what they think you'll accept and what they're authorized to offer you. No matter what they claim, they're really not on your side, nor do they have your best interest in mind. Their job is to minimize the payment from their employer, (the insurance company), and to delay the process as long as possible. The longer the insurance company holds the money, the more interest they can generate from the bank.
Refusing a Lowball Offer
The first offer you receive is often a lowball offer from the adjuster to see if you'll quickly accept the claim so they can close the claim and move on. Essentially they're testing you to see if you'll reveal your targeted settlement amount. From this standpoint, it helps move the process along because now you can formerly reject the offer and move into the next stage.
Do you Need a Lawyer?
Only you can determine if the offered amount is worth taking or pursuing further. If you've received what you believe may be a fair offer, you can have our personal injury lawyers in the Inland Empire assess your case, offer and see if we can do better for you.
Contact us today for a free case evaluation.
Contact us today for a free case evaluation.